Help Nigerians compare and switch to better bank accounts without the friction
Monetization
Freemium
Difficulty
Intermediate
Time to first
4–8 weeks
Market signal
$1M–10M/mo
Why it works
A Finance & Money product in this shape is already a proven earner — real businesses here run at roughly $1M–10M/mo. See the live example for exactly how it's packaged and sold.
Who it's for
Solo builder or 2-person team in Nigeria; target: Nigerian fintech users, unbanked/underbanked who want clarity on account options
How to build it
1. Scrape or partner directly with 5–10 Nigerian banks (Zenith, GTB, Access, UBA, Kuda, Opay, FirstBank) to pull live account types, fees, interest rates, minimum balances
2. Build a simple comparison matrix UI (React or Vue) that lets users filter by: account type (savings/checking), minimum balance, monthly fees, interest rate, transfer limits
3. Add an affiliate layer: partner with banks for referral commissions when a user opens an account through your link (negotiate 500–2,000 NGN per completed signup)
4. Embed a lead-capture form at comparison end; sell warm, intent-ready leads to bank account sales teams or fintech onboarding agencies at 50–200 NGN per qualified lead
5. Launch to r/Nigeria, WhatsApp fintech communities, and Twitter fintech audience; iterate on UX based on which account types and filters drive the most clicks
Suggested stack
Next.js or ReactSupabase or Firebase for leads databasePuppeteer or Cheerio for web scrapingStripe or Paystack for affiliate payoutsVercel for hosting
Your edge as a builder from anywhere
Nigerian banks don't invest heavily in UX for account comparison; most users manually call or visit branches. A clean, mobile-first tool is novel locally. Affiliate commissions from banks are easier to negotiate than in developed markets, and cost per lead is lower. You control the data and UX—banks need it more than you need them, giving you pricing leverage. Paystack/Flutterwave integration is f
Market signal
Real ad-market activity behind this proven pattern — from public ad libraries.