Private Sick Pay

1. Launch a simple Django/FastAPI app with employee profiles, sick-day tracking, and monthly payout summaries—start with one industry (e.g. manufacturing or logistics where sick leave is high-friction) 2. Build a direct integration with Paystack or Flutterwave so employers can fund an escrow pool monthly; employees see their balance and claim approved days 3. Set up a basic admin dashboard showing claims, approval workflows, and cost trends per company 4. Onboard 5–10 pilot customers manually; charge a flat monthly fee per employee (e.g. ₦2,000–3,000) plus a small processing fee per claim 5. Use pilot feedback to add multi-currency payout (NGN, GHS, KES) and automate claim approval rules; scale via direct sales and word-of-mouth in slack groups and employer networks